Clearance certificate
For eligible consumers who have completed the relevant repayment obligations and meet the statutory clearance requirements.
Debt review removal · South AfricaClear guidance.
Clear guidance.
Balanced legal process.
Libra Legal SA helps consumers understand the correct route out of debt review, organise the right paperwork and move through the process with one dedicated consultant by their side.
✓ No-pressure assessment✓ Consultant-led updates✓ Route depends on your legal status
THE LIBRA METHOD
One case. One consultant. One clear route.
Assess→Prepare→Action→Verify
01Start with eligibility, not promises
02Know your exact legal route
03Get a document checklist
04Track updates to completion
Debt review removal
Removal is not a generic cancellation service.
The right procedure depends on what happened in your debt review: whether you applied, whether a determination or order exists, and whether the qualifying debts have been settled.
Understand your options →Court-based relief
Potentially relevant where a binding order or other legal status must be dealt with by a court, rather than simply updated administratively.
Incorrect / irregular listing
For files where the consumer disputes consent, process compliance or the legal foundation for the debt review listing.
Human guidance, efficient execution
Your consultant keeps the process moving.
We designed the client journey to feel less like chasing a case and more like having a clear case manager.
01
Listen & qualify
Your consultant confirms where you are in the debt review process, what has been paid and whether a court or Tribunal order exists.
02
Build your file
We give you a short, case-specific checklist and help identify missing paid-up letters, credit reports or court documents.
03
Select the lawful route
Your matter is triaged for clearance-certificate processing, pre-determination withdrawal, correction of an improper listing, or court-based relief where appropriate.
04
Coordinate the process
We keep the hand-offs moving between you, the relevant legal professionals, debt counsellor, credit providers and credit bureaus.
05
Follow through
We track the matter to its lawful completion point and tell you exactly what to verify on your updated credit profile.
Common questions
What clients usually ask first.
No service provider can lawfully promise a one-click cancellation. The correct route depends on the stage of the debt review, whether Form 17.2 was issued, whether a court or Tribunal order exists, and whether the relevant debts have been settled.
A section 71 clearance certificate is generally the cleanest route after the qualifying obligations under the debt rearrangement have been discharged. The certificate is issued by the appropriate NCR-registered debt counsellor and is then used to update the credit record.
That is a different legal issue from ordinary completion. We first assess the paperwork and status history. If the listing appears irregular, the matter may require correction, regulatory engagement and/or court relief, depending on the facts.
You may not qualify for the ordinary clearance-certificate route yet. Depending on the stage of the matter and any order already granted, a court-based route may be considered. Eligibility must be assessed individually.
Your next step
Find out which removal route applies to you.
A Libra consultant will review your answers, explain the documents needed and map the fastest compliant route available for your situation.