Not in every case. The correct route depends on the stage of the debt review, whether a determination or order exists and whether relevant debts have been settled.
Debt review FAQs
Clear answers without legal fog.
These answers explain the general framework. Your consultant applies it to your actual documents and status.
Frequently asked
Know the proposed legal route before paying for “removal”.
A credible process begins by identifying the legal basis for removal, not by promising an outcome before the file is reviewed.
A section 71 clearance certificate may be available when the statutory requirements are met after relevant repayment obligations have been discharged.
The application history, notices and any order should be verified. An irregular listing can require a correction or legal route rather than ordinary debt review completion.
You may not yet qualify for the ordinary clearance route. The available options depend on the process stage and any binding order already granted.
Timelines vary with the legal route, document readiness, court or debt-counsellor steps and credit-provider or bureau response times. We do not guarantee a fixed turnaround before assessing the file.
Yes. The service model is designed around one consultant guiding intake, document collection, hand-offs and client communication throughout the matter.
Still unsure?